A QR code instead of bank details
Send the customer a QR code for the agreed payment, so they do not have to enter the bank details manually.
QR payments
Your business is abroad.
Payment is via SBP.
Accept QR-code payments from customers from Russia. Customers pay from their bank account in their familiar banking app.
This is a bank account payment via SBP (Faster Payments System), not a bank card payment.
The customer payment journey
Features
A payment method
your customer knows
Confirmation in the banking app
The customer opens their banking app, checks the payment details and confirms payment.
Payment status in your dashboard
Check the payment status in your dashboard and link the payment to an order or service.
How it works
From QR code
to confirmation
For working with customers from Russia when your company is registered abroad.
- 01
Set up the payment
Enter the order details in the agreed payment flow and obtain a QR code.
- 02
Send the QR code to the customer
Show it at checkout or send it to the customer remotely.
- 03
The customer pays via SBP
They check the payment in their banking app and confirm the debit from their account.
- 04
Check the status
Verify the payment status in your X10Pay dashboard before completing the order.
Business use cases
From a dinner bill
to a booking
Restaurants and cafés
A guest from Russia pays the bill at your location abroad.
Learn moreHotels and tourism
A customer from Russia pays for a booking or service.
Learn moreClinics
Payment for a consultation, examination or treatment.
Learn moreQuestions and answers
What to know
before getting started
Is this payment with a Russian bank card?
No. SBP (Faster Payments System) enables payment from a bank account. The customer confirms it in their banking app; no card details are required in this flow.
Are QR payments suitable for my company?
This product is considered for businesses outside Russia with customers from Russia. Onboarding eligibility depends on the company’s country, business activity and payment flow.
Can I accept payments remotely?
We will discuss a convenient way to send the customer the payment details. If you need to accept payment in a conversation, also see Payment Link.
What are the fees and settlement arrangements?
Fees, currencies, time frames and settlement arrangements are agreed after the company review. Terms are confirmed before launch; no single rate is stated here for all use cases.
Onboarding
From business need to launch
Describe your company
Country of registration, business activity and payment flow for customers from Russia.
Agree on the terms
We will check onboarding eligibility and discuss fees, methods and settlement arrangements.
Test the payment flow
We will prepare the agreed way of sharing the QR code and test the process before launch.