Pay on your phone. Scan with your camera to pay
Or tap your phone
QR Stand
For a counter, reception desk or table.
QR and NFC open a payment flow on a phone.
QR Stand and NFC Card
QR Stand
and NFC Card
Two physical X10Pay formats that open a payment flow on the customer’s phone via QR code or NFC.
Availability depends on the country and company review, the customer’s bank, NFC support and phone settings.
Tap your phone to open checkout
Tap your phone→Open checkout
The customer payment journey
X10Pay formats
Two formats.
One X10Pay.
The design can be adapted to your company’s brand
Pay on your phone. Scan with your camera to pay
Easier to pay.
Tap your phoneA payment link will openNFC
NFC Card
A physical carrier for a payment link.
Not a bank card or payment terminal.
Features
A physical starting point.
A digital payment.
QR and NFC on one stand
The customer scans the QR code or holds a compatible phone near the NFC tag. Both routes lead to payment via SBP (Faster Payments System).
Devices and transactions in your dashboard
Manage connected stands and view their associated payments in your X10Pay dashboard.
The customer confirms the payment
The customer checks the recipient and amount in their banking app and confirms the debit from their account.
How it works
The cashier sets the amount.
The customer confirms.
The stand opens the payment flow. The customer decides whether to pay in their banking app.
- 01
Enter the purchase amount
A staff member enters the amount using the agreed payment flow for the location.
- 02
Offer QR or NFC
The customer uses their camera or holds their phone near the tag on the stand.
- 03
The customer confirms the transfer
A supported bank’s app opens: the customer checks the details and confirms payment via SBP.
- 04
Check the transaction in your dashboard
Verify the payment status and amount before completing the service.
Tap the stand with a phone,
not a bank card
This is a physical carrier for a QR code and NFC tag, not a bank card issuing service or a POS terminal for contactless acquiring. Payment is made from the customer’s bank account via SBP.
Business use cases
Where you
meet your customer
Restaurant table or till
Show the guest the stand once the order and bill amount have been agreed.
Learn moreClinic reception desk
Invite the patient to open the payment flow for the agreed service on their phone.
Learn moreHotel reception
Use the stand for accommodation or additional services.
Learn moreQuestions and answers
What to know
before getting started
Do you issue bank cards?
No. This is a physical stand or carrier with a QR code and NFC tag that opens the payment flow. You do not tap it with a bank card.
What if the customer’s phone has no NFC?
They can use the QR code. Both options require a compatible phone, internet access and a supported banking app. Payment availability is checked for each specific use case.
Is this solution suitable for my company?
First, we will clarify the country of registration, business activity and payment process. We will check onboarding eligibility, then agree the physical formats, activation, fees and settlement procedures. Terms are not assumed to be the same for all countries and banks.
How is the stand different from QR payments?
QR payments describe payment via SBP. The QR and NFC stand is a physical format for in-person payments; it does not add a separate payment method.
How is a QR plaque or NFC card activated?
During onboarding, we agree the design and link it to your company’s payment flow. QR and NFC access is checked before placement.
Onboarding
From business need to launch
Describe your location
Tell us the country, business sector and where customers pay.
Agree on onboarding
We will check suitability, terms and the appropriate physical format.
Prepare your stands
We will agree on production, activation and testing the flow from entering the amount to checking the status in your dashboard.